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Calculate How Much You Can Afford Annual Income Monthly Debt (total all) Cash in hand for down payment Property tax rate (1% = $1000/yr for 100K house) Home Insurance rate (0.5% = $500/yr for 100K house) Interest Rate (%) Length of Loan (years) Maximum PITI Debt Ratio (%) - If unsure leave as 28% Maximum Total Debt Ratio (%) - If unsure leave as 36% Lenders | Buyers | Agents | Home Find An Agent | Home Mortgages | Mortgage Rates | Home Equity | Mortgage Primer | Loan Toolbox | Mortgage News Insurance | Preparing | The Process | Tax Benefits | Refinance? | Mortgage Types | Articles | Site Map | Glossary | Contact